Of course your next trip is going to go smoothly, if you’re well prepared (and you’ve read our Travelling Tips and Tricks).

But smart travellers (like you!) know to “expect the unexpected”, so having travel insurance is the best way to make sure you’re covered if some minor hitch occurs while you’re away.

How does travel insurance work?

Travel insurance generally covers you for unexpected situations, such as loss of luggage, passports, money and credit cards.

It can also be a major bonus when it comes to covering travel delay expenses if your journey is interrupted due to flight changes or cancellations.

If you are going to get adventurous, let’s say by jumping on the back of an elephant or eating some “interesting” street food, then insurance is an important safeguard against hospital visits.

With a range of options available, travel agents will be able to help you with the insurance cover best for you and the kind of trip you have planned.

Pre-existing conditions

The good news is, if you have a pre-existing medical condition, many of these can be covered by various insurance plans. Some might require an extra premium to be paid, so chatting with a travel agent about this can ensure you are covered.

Having insurance while you travel will give you that extra peace of mind that, if something out of the ordinary happens, you can minimise your out-of-pocket expenses. So for expert advice, contact your local travel agent today.